CREZU Loan Review PH: Legit? App Download? Interest Rate? Contact?

In this Crezu loan review, we will tell you everything you need to know about the Crezu loan in the Philippines, such as what it is, how it works, what its advantages, requirements, interest rates, and how to apply and repay a loan on the app.

CDNDongKhoi.edu.vn will also answer the question: is the Crezu loan legit? Read on to find out more.

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Summary of Crezu Loan in Philippines

✅ Crezu loan review	⭐ Convenient
✅ Loan amount	⭐ ₱1,000 – ₱25,000
✅ Age	⭐ 18 – 70 years old
✅ Term	⭐ 61 – 120 days
✅ Interest rate	⭐ 0% for fist time
✅ Requirements	⭐ Filipino citizen
✅ Advantages	⭐ Fast loan app
✅ Drawbacks	⭐ Short payment term
✅ Guide to	⭐ Register online in the Philippines
✅ Bad credit history	⭐ Accept
✅ Legit?	⭐ Yes
✅ Level of efficiency rating	⭐ Good
✅ App Download APK	⭐ Link here
✅ Feedback	⭐ Positive
✅ Email	⭐ support@crezu.ph
✅ Contact number	⭐ +63 2 0533 0678

What is Crezu loan?

Crezu is a loan comparison website that helps Filipinos find the best online loans for their needs. By filling out a simple form, you can get multiple offers from different lenders in minutes. You can choose the loan that suits your budget, credit history, and repayment term. The maximum loan amount you can get from Crezu is 25,000 pesos, and the payment term ranges from 61 to 120 days.

Is Crezu loan legit?

The answer is yes. Crezu is a legal company that operates in the Philippines. The company has a registration number of 14523902 and it is not registered in the SEC, but it is lawful because it is not a lender, it does not offer loans. Crezu PH is a platform that connects borrowers with lenders and helps them find the best loan option for their needs.

Advantages of Crezu online loan

We will show you some of the reasons why Crezu loan is a great choice for your online loan needs:

• Can apply for a loan with any credit history: The Crezu app does not check your credit score or require any collateral.
• Can get your first loan with a 0% interest rate: Many of their partners offer a microloan with no interest or fees for new clients.
• Can get your money in minutes: The system processes your request almost immediately and connects you with the most suitable lender.
• Can compare multiple offers and choose the best one: The loan app shows you the interest rates, terms, and conditions of each loan offer.
• Protects your personal information with encryption and does not share it with third parties without your consent.
• Can access anytime and anywhere: The Crezu loan app is an online service that works 24/7.
• Free service that does not charge any fees for submitting a request.

Drawbacks of Crezu PH App

There are some drawbacks to using the Crezu loan app in the Philippines, such as:

• The loan limit is not too high, which may not be enough for some people who need more money for big purchases.
• The payment term is short, which is only 120 days (4 months).
• Crezu Philippines does not lend money directly, but only connects borrowers with lenders. Therefore, the terms and conditions of the loans may vary from lender to lender.

Crezu loan requirements

To qualify for a loan from the Crezu app, you need to meet the following requirements:

• Be a Filipino citizen residing and working legally in the country. You will need to provide your ID card to verify your identity.
• Be between 18 and 70 years old. This is the legal age range for borrowing money in the Philippines.
• Have a valid phone number.
• Have an active bank account.

Crezu loan interest rate

Crezu PH connects you with multiple lenders who offer different interest rates depending on your profile and needs. You can compare and choose the best option for you, with interest rates ranging from 12% to 36% APR.

And if you are a new customer, you can enjoy a special offer of a 0% interest rate for your first loan.

Example of Crezu fast loan interest calculator

Suppose you want to borrow 15,000 pesos for 3 months at the Crezu loan application, and the interest rate is 20% per year. How much will you have to pay each month?

• Monthly interest amount = 15,000 x (20% / 12) = 250.5 pesos.
• Monthly principal amount =  15,000 / 3 = 5,000 pesos.
• Monthly payment amount = 250.5 + 5,000 = 5,250.5 pesos.

Therefore, you will have to pay back 5,250.5 pesos every month for a total of 15,751.5 pesos.

How to register a Crezu loan application?

Here are the instructions on how to apply for a Crezu loan in the Philippines:

Step 1: Choose the amount

• Visit the website

  CREZU Website

  and choose the amount you want to borrow.
• You can also use the slider to adjust the amount according to your needs. Then, click on “Request your loan” to proceed to the next screen.

Step 2: Fill in information

• Fill in your personal information, such as your name, date of birth, phone number, and email address. Make sure you provide accurate and valid details, as they will be verified by the lenders.
• Click on “Request your loan” to proceed to the next screen.

Step 3: Choose a relevant loan

• Select the most suitable loan from the list of lenders that Crezu has matched you with. You can compare the interest rates, fees, and repayment terms of each offer. Click on “Get money” to apply for the loan of your choice.
• You will then get an SMS or email confirmation from the lender and the money will be sent to your bank account.

If you want to learn more about how to apply for a Crezu loan, you can watch this video below that explains everything in detail:

Crezu loan Review and Client’s Feedback

I’m here to share my Crezu loan review with you. I applied for a loan of ₱10,000 on the website and I got approved in just 14 minutes. I needed the money to pay for my car repair. The loan term was 3 months and the interest rate was 0% for the first loan.

They don’t charge any fees for their service and they don’t care about your credit history. All you need is an ID, a phone number, and a bank account. I’m very happy with my experience with this application.

Below are some photos of satisfied customers who also used the Crezu online loan app:

How to repay a loan on Crezu App?

Here are three ways to pay a Crezu loan, you can choose the one that suits you best:

• Bank transfer: You can transfer the amount due to the bank account of the lender that approved your loan. You will find the bank details in the loan contract or on the lender’s website.
• E-wallet: You can also use an e-wallet service such as GCash, PayMaya, Coins.ph, or GrabPay to pay your Crezu online app. Just select the e-wallet option on the lender’s website or app and follow the instructions.
• Cash payment: If you prefer to pay in cash, you can do so at any of the partner outlets of Crezu, such as 7-Eleven, Cebuana Lhuillier, M Lhuillier, or Bayad Center. Just present your loan reference number and the amount due at the cashier and get a receipt.

Crezu loan contact number

You have several options to contact Crezu customer service:

• Company: Fininity Ltd.
• Headquarters address: Tartu Street 52/1-166, 10115, Tallinn, EE.
• Philippines address: 9th Floor, The Plaza Building, Paseo de Roxas, Makati City, Philippines.
• Contact number: +63 2 0533 0678
• Email: support@crezu.ph

Read more:

• Soscredit
• Digido
• Kviku Loan
• Skyro Loan
• OKPeso

Compare Crezu loan app to other apps in Philippines

Criteria	Crezu PH	SosCredit PH	Kviku PH
Loan amount	₱1,000 – ₱25,000	₱1,000 – ₱25,000	₱1,000 – ₱25,000
Term	61 – 120 days	3 – 12 months	up to 180 days
Age	18 – 70 years old	20 – 70 years old	20 – 55 years old
Interest rate	12 – 36%/year	143% – 180%/year	0.16%/day
Bad credit history	Accept	Accept	Reject
Approval time	5 minutes	5 minutes	15 minutes

Sources: State Bank research.

FAQs – Crezu loan app Review in Philippines

You can also look at the answers about Crezu PH review below for more information:

Is Crezu SEC registered?

Crezu does not have to register with the SEC because it is not involved in lending activities. Crezu is a service that helps you find the best loan offers from different lenders who have their own terms and conditions.

Can I get a Crezu online loan if I have a bad credit history?

The answer is yes, you can. Crezu is a platform that connects borrowers with lenders who are willing to offer loans to people with different credit profiles.

Does Crezu charge fees to submit a request?

The answer is No. You can fill out a simple online form, without any extra costs or charges.

In conclusion – Should you choose to use Crezu loan Philippines?

In this article, we have discussed Crezu loan review in the Philippines, a fast and convenient online lending service. We have also answered the question: Should you apply to the Crezu PH app?

The answer depends on your personal needs and preferences. A Crezu online loan is a good option if you need a small amount of money urgently and you have a stable source of income.

If you have any questions or feedback, please leave a comment below. Thank you for reading!